Out of the blue I got the C:13:01 error on my F707 after 2 years of use. I took the memory stick and put it in a card reader instead of using the USB on the camera. I easily recovered all but the last picture I took. Then before turning the camera on or reinserting the stick I put the camera into setup mode. Then I inserted the stick and formatted it with the camara. This worked fine. Hope this helps.

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